Malaysia Building Society Berhad: Personal Loan

Up to 120,000 free Citi Rewards points for you. Rewards. Powered by Citi. Money in 3hrs*. Installment from RM118.88 per month**

Getting the money you need to do the things you want has never been easier.
Sign up for Citibank Personal Loan now and get your cash in 3 hours* plus a great reward too!

Take a Citibank Personal Loan amount of RM5,000 and above for a tenure
of 2 – 5 years between 4 Oct 2010 and
31 Jan 2011 and enjoy a huge windfall of Citi Rewards points! Receive
one of the rewards below once your loan is approved. (One reward per customer)***

If you are a Citibank Platinum, Gold, Silver, Clear, Choice, AirAsia or CitiBusiness
credit cardmember, you’ll be rewarded with your loan equivalent in Citi Rewards points.

For example:

If you are a Citibank Cash Back, Giant-Citibank, Shell Citibank credit cardmember,
or Citibank Home Loan customer, you'll still be rewarded! Receive a Giant supermarket
shopping voucher worth up to RM1,000!

Approved loan amount (RM) = Giant shopping voucher (RM); Above 100,001 = 1,000 , 80,001 - 100,000 = 600 , 60,001 – 80,000 = 450 , 40,001 – 60,000 = 300 , 20,001 – 40,000 = 150 , 5,000 – 20,000 = 50

Click here to see how.

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Loan amount (max. RM120,000) = Affordable monthly repayment (RM); 5,000 = 242 (2 years) 173 (3 years) 139 (4 years) 118.88 (5 years), 10,000 = 485 (2 years) 346 (3 years) 278 (4 years) 238 (5 years), 15,000 = 727 (2 years) 520 (3 years) 417 (4 years) 356 (5 years), 20,000 = 969 (2 years) 693 (3 years) 556 (4 years) 475 (5 years). Calculation is based on Effective Interest Rate of 14.95% p.a. for a tenure of 2, 3, 4 or 5 years. Interest rate is subjected to credit review.

	Malaysian citizen or permanent resident

	21 years of age and above

	Minimum annual income of RM24,000

	Currently holding credit facilities (credit card / home loan) with Citibank

	Minimal documentation (refer below):

Salaried Employee: NRIC, Latest pay slip, Latest EPF statement

Self-Employed: NRIC, Latest payslip, Latest EPF statement or, Latest 'Borang B' with tax receipt, Business Registration Card

*Terms and conditions apply. Citibank Installment Loan is open only to existing Citibank customers
with at least 1 existing credit facility (Credit Cards/Home Loan). Citibank reserves the right to request
for additional documentation where deemed necessary. Loan approval and interest rate is subject to
credit review.
**Calculation is based on a RM5,000 loan amount. Effective Interest Rate is 14.95% p.a. (5-year tenure).
Flat interest rate is
8.52% p.a.
***Promotion terms and conditions apply.

Fees & Charges

Citibank Surprising Windfall Campaign Terms & Conditions

Citibank Installment Loan Terms & Conditions