Monday, November 15, 2010

hsbc Personal Financing-i

Anytime Money Personal Financing-i

Anytime Money - Personal Fiancing-i

Anytime Money - Anytime You Need It

There are times when you need funds immediately. To secure an opportunity, fulfil a need in your lifestyle or maybe to handle life's little twists and turns.

Anytime Money Personal Financing-i is hassle-free personal financing that allows you to leap into what you want, faster and easier.

This is right for you if you want...

  • Financing up to RM120,000*
  • Monthly payment as low as RM163**
  • Flat rate from 10.5% pa
  • Payment period up to five years
  • Instant cash disbursement into your account with HSBC Amanah or HSBC upon approval

^ Based on Shariah principle of Bai Al-Inah
*Terms and conditions apply.
**Based on a financing tenure of 5 years for RM6,000

Fast and hassle-free application

  • No guarantor
  • No collateral
  • Fast approval

Note: The above does not constitute an offer of credit. All applications are subject to credit evaluation.

Requirements

You’re eligible for an Anytime Money Personal Financing-i Account if...

  • You’re aged between 21 and 55
  • Your monthly salary is RM2,000 or above
  • You are Malaysian or have Malaysian PR status

What documents do I require?

  1. If you are salaried –

    • Copy of your NRIC.
    • Copy of a current or previous month’s pay slip / copy of a Bank Statement showing salary credit into your account;
      or
      Form BE (full submission to the income tax department with payment receipts attached) / EPF statement;
      or
      Copy of an Appointment letter (if employed less than three months).
  2. If you are a variable income earner –

    • Copy of your NRIC
    • Copy of the latest three months’ pay slips / copy of your Bank Statement showing salary credits into the account.
    • Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer.
  3. If you are self-employed –

    • Copy of your NRIC.
    • Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / Profit and Loss account.
    • Copy of your Business Registration form.

What’s the monthly payment?

Monthly Payment Schedule excluding Takaful Contribution

Financing Amount+


Monthly Payment



2 years



3 years


4 years


5 years
RM 6,000


RM 313



RM 230


RM 188


RM 163
RM 10,000


RM 521



RM 382


RM 313


RM 271
RM 20,000


RM 1,025



RM 748


RM 609


RM 525
RM 30,000


RM 1,538



RM 1,121


RM 913


RM 788
RM 40,000


RM 2,050



RM 1,495


RM 1,217


RM 1,050
RM 50,000


RM 2,521



RM 1,827


RM 1,480


RM 1,271
RM 60,000


RM 3,025



RM 2,192


RM 1,775


RM 1,525
RM 70,000


RM 3,530



RM 2,557


RM 2,071


RM 1,780
RM 80,000


RM 4,034



RM 2,923


RM 2,367


RM 2,034
RM 90,000


RM 4,538



RM 3,288


RM 2,663


RM 2,288
RM 100,000


RM 5,042



RM 3,653


RM 2,959


RM 2,542
RM 120,000


RM 6,050



RM 4,384


RM 3,550


RM 3,050

Monthly Payment Schedule including Takaful Contribution

Financing Amount+Monthly Payment
2 years3 years4 years5 years

+Figures are rounded up to closest RM. The monthly Payment Amount with Takaful is subject to the age of the Covered Participant and may differ from the above figures. The age used in the illustration above is for customers within the range of 20-35 years.

RM 6,000RM 326RM 239RM 195RM 169
RM 10,000RM 534RM 392RM 320RM 278
RM 20,000RM 1,038RM 757RM 616RM 532
RM 30,000RM 1,550RM 1,130RM 921RM 797
RM 40,000RM 2,063RM 1,506RM 1,228RM 1,063
RM 50,000RM 2,536RM 1,840RM 1,493RM 1,287
RM 60,000RM 3,043RM 2,209RM 1,792RM 1,544
RM 70,000RM 3,550RM 2,577RM 2,091RM 1,801
RM 80,000RM 4,057RM 2,945RM 2,389RM 2,059
RM 90,000RM 4,565RM 3,313RM 2,688RM 2,316
RM 100,000RM 5,072RM 3,681RM 2,987RM 2,573
RM 120,000RM 6,087RM 4,418RM 3,584RM 3,089
Financing Amount**Fixed Flat Rate Per Annum***

** For the purpose of determining the flat rate per annum applicable to the Financing Amount, the computation of the Financing Amount will exclude the Takaful Contribution.

*** Rates offered are effective from 2 November 2009 and are subject to change from time to time and is granted at the absolute discretion of the Bank.

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