heloan.com.my services

Everybody’s lending and financial needs are different, and yet most of us at different stages of our life find a need to borrow money for all sorts of occasions such as buying a house, starting a business, buying a car or a myriad of other needs. To be truly effective as a money lender adviser we here at HELOAN believe it is important to offer a wide range of services and solutions. We are here to help people with their financing needs, whether they are personal, business or commercial loan. We believe that every financing need that is solved helps someone get ahead and achieve their life goals. HELOAN LOAN SOLUTIONS Commercial Loans Business Loan Personal Loan Cheque Loan Mortgage Loan MORTGAGE LOAN Mortgage Loan means the borrower to a certain degree of collateral materials to ensure the loan to the lenders. It is a kind of bank lending capitalist form of collateral usually consists of securities, a variety of stocks, real estate,transport, as well as the goods bill of lading, gold,watchess or other documentation to prove ownership of the items. Loan maturity, the borrower must be shown with the return, otherwise the lenders have the right processor collateral, as a kind of compensation. Many people plan to refinance such loans as a complementary way,because it's a lowest interest loan in the market. Using this mortgage loans to customers that the period of time the interest rate will not rise. HOW HELOAN WORKS As a licensed money lender we review, accept, fund and service our own loans. Institutionally backed, we can offer exclusive rates & terms that are unavailable to other lenders. Our backing also means we can also provide funding immediately for your personal or commercial needs. We are also committed to making a decision in the shortest possible time. We continually work to improve our customer service so we can provide a tailored loan for each client. Our lenders can wire cash directly to your account in one hour. No waiting is required, we have the highest approval rates around, so go ahead and apply now. We work hard to protect your personal information and privacy. We use encryption technology to ensure transfer of your data is safe. This makes certain that all your personal information is completely protected.

The RHB Personal Financing

The RHB Personal Financing

Effective relief for any financial headache

Overview

Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:

• Repayment period from 1 to 5 years
• Financing amount from RM2,000 to RM150,000
• Financing amount capping and Interest Rates as below

Affordable monthly instalment

Category	Loan Amount Capping		Interest Rate from (p.a.)
	Minimum	Maximum
Tier 1	RM2,000	RM10,000	13.45%*
Tier 2	RM11,000	RM50,000	11.66%*
Tier 3	RM51,000	RM99,000	9.91%*
Tier 4	RM100,000	RM150,000	8.18%*

*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.The actual rate charged however will be calculated on a monthly reducing balance rate.

(effective interest rate or in short EIR).
Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
Tier 2 from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.
The EIR rate may be higher if the monthly payment is not reqular.