CashOne - Malaysia's first personal loan that works together with a Platinum Credit Card

Finally, a personal loan that offers you financial flexibility, whenever you need it. Every time you make your monthly loan repayment, the paid principal amount will automatically be converted into a credit card limit for you to spend.

What's more, you'll enjoy up to RM350* CashBack every year just for making timely loan repayments.

Share your loan amount with your credit card limit

With CashOne, your monthly loan repayment will automatically be converted into credit card limit. You also have the freedom to top-up your loan anytime by converting your available credit card limit back to your loan.

How does it work?

Let's say Mr. Chan takes up a personal loan of RM25,000 with CashOne and 6 months later, he has paid RM15,000 worth of loan repayments. The paid amount will automatically be converted into credit card limit, this means that Mr. Chan now has a credit limit of RM15,000 on his Standard Chartered Platinum Credit Card and RM10,000 outstanding loan amount.

In the following week, Mr. Chan decides to top-up his loan by RM10,000 to pay for his home renovation. His Credit Card limit will then be automatically set to RM5,000, leaving Mr. Chan with a new loan balance of RM20,000.

CashBack for timely loan repayments

Be rewarded with up to RM350* CashBack annually throughout your loan tenor just by making timely loan repayments.

*CashBack is payable on a yearly basis and the amount awarded is based on the loan amount.

Low interest rates

Enjoy attractive and affordable interest rates from as low as 0.63% p.m. depending on your loan amount and tenor. With a monthly loan repayment amount starting from RM304.20 per month^#.

^#Based on loan amount of RM10,000 for a 5-year tenor.

Annual Fee waiver on your Standard Chartered Platinum Credit Card

Get 5 years annual fee waiver on your Standard Chartered Platinum Credit Card. Now you can enjoy an abundance of shopping and dining rewards plus exclusive Platinum privileges.

Top-up your loan without the hassle of re-applying

Now you can get extra cash deposited into your account without the hassle of re-applying when you need it. All it takes is just a phone call. You'll also get your cash within 48 hours.

RM188 Welcome Bonus is valid until 30 November 2010.
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